You insure your car. Why not your robot?

Insurance + financing for autonomous robots, priced by AI agents on live telemetry.

15-20% lower than legacy carrier rates.

Cover your fleet Now onboarding design partners

Gimble underwriter live

linkunit H1-0417 · humanoidok

streamros2 /imu /odom /battery12 Hz

uptime96.4%mtbf 412 h

interv.0.8 / 100 henv: warehouse

insurance$438 / mo▼ 18% vs legacy carrier

financing$4,562 / mothe robot itself

one bill$5,000 / moone contract

statuspolicy bound

Illustrative quote · priced from the robot's own logs

Humanoid

Quadruped

Wheeled

The gap

A robot costs as much as a car.

$20K – $200KPrice range of an autonomous robot

None of the financial infrastructure that made cars ubiquitous exists for robots today.

The same financial infrastructure is necessary for enterprise and consumer adoption of mobile robots.

	Automobile	Robot
Financing to own it
Insurance to run it
Leasing & resale

The premium problem

But a robot costs far more to insure.

Carriers price robots blind, with no loss history to go on.

~20x

Dollar for dollar, a robot costs 20x more to insure than a car.

Premium payback $50,000 machine

Take a $50,000 machine.How long until monthly premiums add up to its full price?

A humanoid robot ~1.5 years

A car ~30 years

At today's market rate, a robot's entire purchase price is recovered in premiums within ½ to 3 years, for general liability and physical damage alone.

A VC-backed robotics company we worked with is currently paying premiums equal to the full value of their robot roughly every 1.5 years.

The pain point

“Operators don't want software that tells them what is broken. They want someone to absorb the financial consequence when something breaks.”

100+ interviews with CEOs, engineers, and stakeholders of the robotics ecosystem

Insurance is reliability, priced as a financial contract.

How it works

We price risk from what the robot actually does.

01Stream

Robot streams live telemetry: cameras, lidar, IMU, onboard processes.

02Price

AI underwriting agents price the policy on that data.

03Absorb risk

After an incident, the same agentic harness adjusts the claim from the same telemetry.

$50,000 upfront $5,000 / mo ▼ est. 15–20% lower

Nobody should be forced to buy a $50K robot upfront. They should subscribe to it.

Insurance + financing bundled into one monthly contract — the model that unlocks both consumer and enterprise adoption.

We underwrite as a managing general agent on carrier capital.* Estimated discount vs market rates, validated against real quotes.

The data flywheel

Every policy makes the next one cheaper.

Data
flywheel

01

Finance

Financing buys live telemetry.

02

Telemetry

Telemetry prices risk no incumbent can.

03

Price

Sharper pricing wins more fleets.

04

Compound

More fleets, more data. The edge compounds.

Legacy carriers see a robot as a forklift, and write conventional paper pointed at robots. Gimble sees every frame robots capture. Parametric underwriting from live telemetry, not actuarial tables.

Reliability becomes a contract you can buy.

Who we serve

One financial layer for the whole robotics stack.

Operators

Run robots in the open world, fully covered.

Parametric cover · auto-settled claims

Manufacturers

Make robots financeable and insurable from day one.

Embedded at the point of sale

Capital

Structured exposure to a new asset class.

Telemetry-underwritten paper

Telemetry in. Coverage out. Priced continuously.

Team

Saket Pradhan · CEO

Autonomous driving for robotaxis @Lucid Motors
MS Robotics, University of Michigan

Rohan Panicker · CTO

Robotics engineer @Field AI · previously Amazon Robotics
MS Mechanical, University of Washington

Get in touch

Now onboarding design partners.

Deploying robots, building them, or backing the asset class, let's talk about covering your fleet.

Cover your fleet

Gimble.